How Can We Help You Save Premiums & Tax Dollars?

We call our process the "Smart Package" as it allows you to implement and combine three "smart" health insurance plans. We help you create the ultimate health insurance plan for your employees while saving you money; this way everyone benefits! What could be smarter than that? Here's an overview of the basics of implementing the "smart package" for your small business.

1. Section 125 Premium Only Plan. - Purchase this plan to cut your (employer) payroll taxes. Your employees' tax liabilities are also reduced since they can pay their portion of qualifying insurance premiums on a pre-tax basis. » Learn More
2. High Deductible Health Plan (or HDHP). - Replace your current group health plan with a HDHP and reduce your premiums considerably without a significant compromise to your employees' benefits. » Learn More
3. Health Savings Account (or HSA). - Set up an HSA for each of your employees. An HSA looks and works like a checking account that employees can use to pay health care expenses until their deductible is met on their HDHP. » Learn More